The ‘Help to Buy: mortgage guarantee’ scheme has been introduced three months early to boost the housing market and enable more people to own their own home. The scheme applies to both new build and older properties and is available to both existing homeowners and first-time buyers. It was due to be introduced in January
The new National Minimum Wage (NMW) came into effect on 1 October. These are the main changes: The adult rate increases by 12p to £6.31 an hour The rate for 18-20 year olds increases by 5p to £5.03 an hour The rate for 16-17 year olds increases by 4p to £3.72 an hour The apprentice
A pub manager has been awarded compensation for the depression she suffered after being unfairly dismissed. The case involved a husband and wife who were employed together to manage a large pub. They lived on the premises with their four children. They worked there for just over a year when the employer became dissatisfied with
The government is seeking international collaboration to tackle the growing challenge of dementia as people lead increasingly longer lives. Health Secretary Jeremy Hunt says there are currently 670,000 people suffering from various forms of dementia in theUKand this figure is set to double over the next 30 years. Mr Hunt said: “Dementia is far from
When setting up a new company, it’s important for directors to ensure that all the legal requirements are fully met and that everyone involved understands their rights and responsibilities. Failure to do so can soon lead to confusion and legal action, as illustrated in a recent case before the High Court. It involved two men
The EU wants lenders to provide homebuyers with more information about their mortgages, including “worst case scenarios” of what could happen if rates increase unexpectedly. It means lenders will have to show the maximum interest rate they have charged in the last 20 years. A statement from the European Parliament says: “”Anyone signing up for
Six out of ten MPs believe the law needs to be changed to give unmarried couples more legal protection if they separate. A survey carried out by the family law group, Resolution, found that 69% of MPs agree that the public have a mistaken belief in the “myth of common law marriage”. This misconception leads
A homeowner has been awarded compensation for damage caused to his property by the roots of a hedge belonging to his neighbour. The issue first arose in 2006 when the homeowner noticed cracks in his property. Structural engineers investigated and reported that the damage was most likely caused by the roots from a cypress tree
Helping Machins’ clients in contentious probate issues it is often the case that a dispute arose as a result of a will which favoured one sibling over another or completely cut one family member out. This is a somewhat delicate and emotional issue and with English law following the basic principle that the Testator has
A black driver has been awarded £27,000 compensation after he became upset at hearing a colleague being called racist nicknames. Roy Morgan worked for a fruit and veg wholesale company inGloucester. He was not subjected to direct racism himself but often heard his colleague, Brian Ennis, referred to by other workers as ‘golliwog Brian’ and