Transfer of Equity

A transfer of equity is when the interest in property or land – owned by two or more people – is sold to another owner or owners of the property. In addition to adding someone to the property, it can also mean an owner being removed.

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Equity transfer may be carried out for a number of reasons, including:

  • Tax planning – You may wish to transfer your share of a property as part of a long-term financial planning strategy
  • Marriage – You may want to add your spouse to the property title after you marry
  • Divorce – After separating, you may want to transfer a property that you owned jointly into the name of just one owner
  • Cohabitation – You may want to add the person you live with to the property title

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In all cases, we will assist you with the legal aspects of that including dealing with the mortgage lender, whose consent will be required unless you are also remortgaging.

We will

  • Deal with the drafting of the transfer deed.
  • Ensure that any requirements of the mortgage lender are satisfied.
  • Register the new ownership at the Land Registry.

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Remortgages Buying a Property Selling a Property

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